Liability Insurance pays for bodily injury and property damage to the other driver. Its important to select a liability coverage that isn’t too limited in the event of a serious accident.
The state requires drivers in Alabama to hold at least 15/30 bodily injury liability limits and 10 limits for bodily injury. Alabama drivers may want to go with the preferred limits to avoid lawsuits that may come from an at-fault accidents while not having high enough limits. The recommended limits for liability coverage is 100/300 for bodily injury and 50 for property damage. It is also recommended to include uninsured and underinsured motorist to your auto policy. These two coverages will cover your bodily injury if someone with inadequate or no Insurance crashes into you.
If you would like to see how much it would cost to have a higher limit policy, simply fill out the auto quote. Our goal is too beat your current premium with better insurance coverage.